"We want to empower both buyers and sellers, giving them options they understand.  If you have been holding a seller-financed note for years and are ready to liquidate your position, let's have that conversation.  Liquidation can make that remodel dream come true, pay down that credit card debt or allow you to retire. The same goes for invoice factoring - selling invoices before they are due can provide cash flow to pay debts off more quickly or scale your business to levels otherwise restricted by cash flow."

With a strong foundation in loan underwriting and a current focus in capital markets, Tom brings a disciplined, analytical approach to private lending and note brokering. He currently manages a substantial pipeline of loans, overseeing transactions with precision and a deep understanding of risk, yield, and market conditions.

Tom holds a B.S. in Biochemistry from Calvin University and an MBA from Walsh College—credentials that reflect both his technical rigor and strategic insight.

At NextWave Capital, Tom leads with integrity, attention to detail, and a commitment to building relationships that last.

Michigan based. Chicago native.